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What is Umbrella Insurance and When Should You Purchase It?

umbrella insurance complete guide

Out of the 72 million American homes with insurance, a whopping 66% are still underinsured, as reported by the Insurance Information Institute (III). With disasters such as floods, fires, earthquakes, and storms happening every year, homeowners with underinsured homes face a higher risk of paying for damages out-of-pocket, which is likely to strain their finances….