Your Employee Gets Hurt on the Job. Here’s What to Do Next
Whether you work at a construction site or in an office, there’s always a possibility that an employee will get hurt. If that day comes for one of your employees, it is crucial that you, the employer, know what to do after the accident.
Seek medical help. Getting immediate medical attention is always the first and most important step to ensuring your employee’s safety and protecting yourself. Call 911 if the injury seems life-threatening or requires emergency medical attention. Although it may not always be clear when you should call for an ambulance, it is better to be safe than sorry. Failing to seek medical assistance promptly could mean that you face a lawsuit.
Understand your obligations as an employer. If you are unfamiliar with or do not understand your obligations to an employee who was hurt on the job, now is the time to brush up on this very important information. Injured employees are entitled to file a claim, and it’s your responsibility to provide them with a claim form after the accident and report the injury to your workers’ compensation insurer.
Gather the facts. It’s best to gather as much information about the accident as possible. Ask eyewitnesses to come forward so that you can write down their statement of what happened. Take pictures of the scene and review video footage, if possible. These pieces of information can help to clarify disputes about the accident.
File the claim. The final step is to file the workers’ compensation claim and stay on top of its progress. Your insurance company will guide you through every step of the process to correctly file and document the claim. Whatever you do, do not try to avoid filing the claim by offering to pay your injured worker’s medical bill directly.
Remember, a great way to keep your business safe is by having the right business insurance (please open the link in a new tab) in place. To find the right policies to fit your needs, contact the experts at Humble & Davenport Insurance. Our dedicated team serves Renton and the surrounding areas in Washington — Contact us to get started today.