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Steps to Make Your First Home Insurance Policy Affordable

Steps to Make Your First Home Insurance Policy Affordable

Tips to Find an Affordable Home Insurance Policy 

As a first-time home buyer, there are a lot of things to think about. From paperwork to packing, you will be kept busy. While homeowners insurance in Renton, WA may not be on the top of your list, it should be. This coverage helps to protect your new investment. To keep your first home insurance policy as affordable as possible, check out these tips.

Shop around.

If there’s one thing you can do, it’s to shop around. Not every home insurance policy is made equally, and some will have more coverage than others, and some will be more affordable. You should find the right policy to suit your needs, rather than just opt for a cheap policy with minimal coverage.

Bundle policies.

You may find that bundling your insurance policies entitles you to some serious savings. Call up your insurer who provides your business or auto insurance policy and enquire about bundling. Many insurers will offer a discount if you take out two or more policies with them. What’s more, having two policies under the same insurer means that renewal time is a snap!

Review deductible.

A large part of your premium will be determined on your deductible. While you may think you should choose the highest deductible possible to keep your premiums low, doing so could put you in financial strain further on down the line. Keep your deductible reasonable for your needs and so that it is still protective of your property.

Are you ready to find the right home insurance policy for your new property? Visit the professionals at Humble & Davenport Insurance to get started on your tailored home insurance.