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Pregnant? Get Life Insurance Before the Baby Arrives

Pregnant? Get Life Insurance Before the Baby Arrives

Getting Life Insurance When You’re Pregnant

If you’re pregnant, then you’re probably pre-occupied with doctor’s appointments, supply shopping, and learning about what to expect. There are few times in life more exciting – and more nerve-wracking – than the period before your child is born. You could easily forget to purchase or review life insurance in Renton, WA, but this policy is critical to protect your growing family.

Life insurance should be at the top of your to-do list when the family is growing. As a woman, you may not have thought of life insurance as a priority – until now. When you have kids, your need for life insurance grows considerably. Keep in mind that you don’t need to be the breadwinner to need life insurance. Mothers contribute some income in at least 70 percent of married households with children under the age of 18 living at home. Even a small loss of income can affect the family’s current and future finances.

Life insurance is also important for stay-at-home mothers who care for their baby, which is a time-consuming and strenuous task at times. If you’re someone who has children and doesn’t work outside of the home, your family would likely need to pay for childcare and for someone to do other household tasks if you were suddenly gone. Fortunately, your life insurance can step in to help cover these costs so that your family don’t suffer financially.

Barring any medical complications, you should be able to obtain a life insurance policy early in your pregnancy. If you wait until your third trimester or if there are medical concerns surrounding your pregnancy, you need to wait until the baby is born to purchase a policy.

Do you need some help finding the right life insurance for your family’s needs? Visit the professionals at Humble & Davenport Insurance to get started on your tailored life insurance.