Having a backyard party this summer is a great way to spend more time with your friends and family. While firing up the grill and blowing up your pool floaties, it is important to consider how your insurance will be affected. Keep these insurance tips in mind to ensure that your backyard party does not turn into a backyard disaster.
- Take the right precautions to help prevent any accidents. Make sure all walkways are free of any obstacles and that you have the proper outdoor lighting in case the party continues when the sun goes down. Making small repairs can help to prevent any major claims.
- Keep an eye on your pets while people are over. Even if your dog is typically very nice, the extra people and loud noises may cause them to get frightened and bite someone. Create a safe place for them to hang out during the party, such as a dog house away from the commotion or inside your home.
- If you are serving alcohol, do so responsibly. Never serve underage people any alcoholic beverages. Do not allow anyone to drive home if they are too intoxicated. You can be held liable if someone leaves your house after having one too many and gets into an accident.
- Check your homeowners insurance policy to ensure that you have enough coverage. Talk with your insurance agent and decide if investing in a personal umbrella policy, which will provide additional liability, will help to give you the protection that you need for all your summer parties.
For all your home insurance needs, contact the insurance professionals at Humble & Davenport Insurance in Renton, Washington. We will work with you to ensure that you have the protection that you deserve, all at the right price.