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Is Your Dog A Liability Issue?

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Home Insurance And Dogs

If you have a dog, chances are that you consider them more a part of your family rather than a pet. From collecting toys to keeping them entertained to scheduling regular vet visits, you take every step to make sure that they are happy and safe. However, your insurance company may have a different view on your furry friend.

In the past 10 years, the average cost of a dog bite claim has risen from just over $19,000 to more than $32,000, making your dog a bigger liability than you may think. This increase in price has not even come with a significant increase in the number of dog bites each year. In the same span of time, the number of dog bite claims has remained around 16,000.

The best way to make sure that your pooch is properly protected is to make sure that your insurance company knows about them. When looking for the right homeowners insurance policy, make sure to let your insurance company know that you have a dog and what type of dog it is. If your dog is a breed that is typically considered dangerous, such as a Rottweiler or wolf dog, your insurance company may deny you coverage. However, there are many insurance companies that specialize in insuring homeowners that have traditionally dangerous dogs. Working with an independent insurance agent can help to make sure that you are able to find the right home insurance policy that will meet all the needs of you and your four-legged friend.

For all of your homeowners insurance needs, contact Humble & Davenport Insurance in Renton, Washington. As an independent insurance company, we will work with you to make sure that you have the protection that you deserve, all at the right price to fit your budget.