Your local independent insurance agent helps to save you money on your policies.
When people look for ways on how to cut down on their monthly insurance bills, rarely do they consider opting for an independent insurance agent. When buying insurance for yourself or your family, you have two options: buy insurance through an agent or buy it directly from an insurance provider. While you may think that the latter would cut out the middleman, an independent insurance agent actually helps you to save money.
Why Buy from an Agent?
When you buy insurance directly with an assigned insurance agent who is local to your location, they may be someone you know personally. Many insurance agents operate in the same town in which they live. Better yet, an agent works in your favor when disaster strikes. A good agent will fight for you and get the money that you need from your insurance company when you suffer a car crash, flood, or mishap. Furthermore, agents are licensed to sell multiple products, so they can be your one-stop-shop for your insurance needs. Bundling your policies together can help you to save, too.
How to Save Money
It’s no secret that if you want to be sure you’re getting a good rate on your insurance coverage, comparison-shopping is necessary. However, it can be time-consuming and a frustrating process when you go at it alone. Requesting a quote from multiple agencies takes a lot of patience – and time! You could be waiting days before you hear back from a handful of insurance companies, meaning that you’re still uncovered and now have to find the time to compare quotes.
This is where an independent agent can help. You only need to provide your agent with your personal information once and together you can discuss individual coverage needs. Your agent will then do the legwork that is comparison shopping, looking at a variety of policies that best suit your needs and budget. This not only saves you time, but it saves you money by ensuring that you’re getting a great policy at a competitive rate.