Filing a liability insurance claim may seem intimidating, but as with all types of insurance it’s important that you file your claim as quickly as possible. Not only do you need to file a liability claim as necessary, but you also need to contact your insurance company if there is even the possibility that there could potentially be a liability claim. This will allow your insurance agency to begin work on your case as soon as possible.
After consulting with your insurance agency, they will usually request certain information from you. You will want to create a report as soon as possible documenting exactly what occurred and your actions at any given time. You will also want to provide the insurance company with the contact information for anyone else involved in the liability claim, and you will want to include any legal notices, police reports or other documentation regarding the claim.
Your insurance company may ask you for an authorization to pursue more information about the claim as is necessary. This will allow them to conduct their own independent investigation. Once the claim is reported, you will simply need to wait for it to be processed.
For more information about how to report a liability claim or to evaluate your existing liability coverage contact the insurance experts at Humble & Davenport Insurance.