Spring Car Insurance Savings
As you are spring cleaning your house, it is a good time to spring clean your insurance policies to see if there are any areas where you may be able to save money. Keep these tips in mind to help cut out any unnecessary expenses from your car insurance payments.
- Close your sunroof – while you are driving, opening your sunroof is a great way to enjoy a little more of the spring weather. However, while you are parked, it could mean serious damage to the interior of your car if a sudden spring rainstorm hits. Keep your sunroof closed while you are parked to ensure that you do not have to make a claim.
- Look at your annual mileage – the more you are on the road, the more likely you are to be involved in an accident. If you have significantly decreased the number of miles that you drive each year, such as if you started working from home, you may be able to save on your monthly premiums.
- Increase your deductible – the higher your deductible is, the less you will have to pay out of your own pocket each month. Keep in mind that your deductible is the amount of money that you will have to pay out of your own pocket before your insurance coverage will kick in, so make sure you choose a deductible that you can afford.
- Take a safety course – there are many driver safety courses that are available that can be a great refresher if you have been driving for years. As an added bonus, most auto insurance providers will also reduce your monthly payments if you take and complete a driver safety course.