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Why Do I Need Separate Flood and Earthquake Insurance Policies?

ca earthquake insurance

A number of disasters are covered by your homeowners insurance in Renton, WA. However, every policy has its limits. Most standard homeowners insurance policies exclude flood and earthquake damage because they are considered mass-destruction events. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance…

4 Reasons Why You Must Get Commercial Property Insurance for Your Business

commercial property for business

Every year, disasters such as floods, earthquakes, and fires occur in the U.S., causing massive property damage and huge losses. For instance, in 2018 alone, fires caused about $25.6 billion worth of property losses in the U.S., as reported by Statista. This shows just how significant a risk your business property faces and why you…

What is Umbrella Insurance and When Should You Purchase It?

umbrella insurance complete guide

Out of the 72 million American homes with insurance, a whopping 66% are still underinsured, as reported by the Insurance Information Institute (III). With disasters such as floods, fires, earthquakes, and storms happening every year, homeowners with underinsured homes face a higher risk of paying for damages out-of-pocket, which is likely to strain their finances….

7 Budget-Friendly Ideas for A Well-Organized Kitchen Space

kitchen organization ideas

More than 30% of Americans live with stress, and their stress levels are rising every year, as reported by the American Psychological Association (APA). While finances and work continue to be the leading causes of stress in the U.S., other factors include a messy environment, lack of self-care, and unhealthy relationships, among others. For instance,…

Key Insurance Policies to Help You Boost Your Small Business

Insurance policy for boosting business

Small businesses can boost business with insurance policy investments geared toward overcoming the many hurdles they face year-to-year, including stiff competition, litigation, and stringent regulations. Without a proper success strategy, the vast majority of these enterprises don’t have a very promising long-term outlook. Only 80% of small businesses make it past the first 12 months,…

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