When buying insurance for your car, you may want to use these tips to save money.
1. Buy a car that is less expensive to insure.
Before you sign on the dotted line to buy a new car, you may want to find out how costly insuring that car will be. Sometimes a more expensive car will be cheaper in the long run when you add in years of higher insurance costs.
2. Drive safely to pay less.
If you have a poor driving history including accidents and tickets, start reforming your ways right now. When you have several years of clean driving, your insurance premiums will drop substantially.
3. Add on a roadside assistance package.
Have you ever had to pay a locksmith to help you get into your car late at night when you locked your keys inside it? Have you ever had to pay for a tow truck to haul your vehicle to a garage when it broke down? You probably paid a substantial amount of money for these services. Paying for a roadside assistance service for a whole year is probably cheaper than one tow truck bill. Additionally, you will have peace of mind, knowing that you will be able to get the help that you need any time of day or night.
4. Drop collision coverage on older cars.
If you have a car that is seven years old or older, your claims will be limited to the “book value” of your car. If you have an accident that totals your older car, you are likely to get very little in compensation anyway. You are better off pocketing the difference in price and saving for repairs yourself.
For more information about auto insurance in Renton, Washington, contact Humble & Davenport Insurance today!